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HPI
Checks & Car Data Check
What Is checked
Outstanding finance
HPI uses the UK’s most accurate database of finance agreements, with over 7 million
current records. 24 out of every 100 vehicles checked with HPI turn out to have
outstanding car finance. If the loan remains unpaid when the car changes hands,
you stand to lose the car or the money outstanding on it.
Stolen vehicles
Nearly 30 vehicles a day are identified as stolen by the HPI Check. By sourcing
information from the Police National Computer, the HPI Check will tell you if
the vehicle you are looking at is currently recorded as stolen.
Written-off
4 out of every 100 vehicles checked with HPI has been written-off as a result
of damage or theft. Although some can be safely repaired and put back on the road,
others are only fit for scrap. Since 1997, the HPI Check has used the Association
of British Insurers’ coding on the level of damage sustained, helping you tell
the difference.
Inspection report
The HPI car history check will tell you if a vehicle that was previously declared
a total loss has passed an independent structural examination and is now deemed
as being roadworthy. If the seller cannot provide a Thatcham-approved inspection
report, copies of most inspections are available from HPI at additional cost.
Mileage Problems
The HPI Check uses the database of the National Mileage Register to search around
125 million records. It provides the best intelligence available to protect against
clocking and will help you decide whether the car that’s showing a mileage of
32,000 may have actually covered 132,000 miles.
Vehicle Identity
The HPI Check will reveal if the GTi that’s caught your eye is really a CL in
disguise. Using over 60 million entries recorded at the DVLA and DVA (N. Ireland),
it confirms the make, model, derivative, where possible, (i.e. different types
of a particular model such as special and luxury editions), door plan, vehicle’s
current colour & prior colour, transmission, and engine size, as well as how many
times it has changed hands. You’ll also be told the year the car was manufactured
and the date it was first registered.
Stolen V5 Document Check
Check if the V5 document is part of a batch recorded as stolen. If the V5 Document
is stolen, the vehicle is unlikely to be legitimate.
Plate transfer
20 out of every 100 cars checked by HPI has at least one plate change. Usually
there is nothing to worry about, but a change of plate can be used to hide a car’s
past. By searching nearly 4 million records stretching back over 10 years - further
than any other source - the HPI Check will list the plate changes and reveal potential
problems such as if the car was a write-off in a former life.
Number Plate and VIN/Chassis number match
HPI will tell you whether the VRM and VIN correspond to DVLA and DVA (N. Ireland)
records. If they don’t, you may be looking at a ringer. Always check that the
vehicle’s identification numbers stamped into the bodywork, on the chassis plate
and behind the windscreen match the documentation and look original.
Security Watch
Many types of organisation (such as car rental companies) use HPI’s Security Watch
service to register vehicles that should not be put up for sale. The HPI Check
will tell you if the car you want to buy is one of 120,000 vehicles that could
be being sold illegally.
CO2 Rating
Using data from DVLA, we are able to tell you what the CO2 rating is on the car
you are considering buying. Providing you with this information is our way of
helping you do something positive about the environmental impact of your next
car purchase. The CO2 bandings are intended as a guide to emissions of the vehicle
checked and equate to the current Vehicle Excise Duty bandings.
Valuation
Using industry data that is updated monthly, the HPI Check will indicate the current
market value of the car you’re considering buying - so you can see if you’re getting
a good deal.
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